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Terms of Service

Last updated: May 15, 2026

1. Agreement

By accessing overthinking.transformwithayo.com (the “Site”), submitting a form, downloading a free resource, registering for the webinar, or preordering The Overthinking Tax, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please do not use the Site.

2. Who we are

The Site is operated by Ayodeji Ajayi (“we”, “us”, “our”). You can reach us at info@transformwithayo.com.

3. Free resources & email communication

When you request the Perfectionist's Emergency Toolkit, the Overthinking Tax Score Quiz, or any other free resource, you consent to receive the requested resource and related follow-up emails (educational content, launch updates and occasional offers). You can unsubscribe at any time using the link in any email.

4. Preorders, webinars & purchases

Book preorders are processed by our payment provider (Stripe). Webinar tickets are processed by Eventbrite. Each provider's own terms apply to those transactions. Digital products are delivered electronically; physical books ship on or around the official release date of May 17, 2026. Refund eligibility for preorders is honored up until your order ships or, for digital goods, until the file is delivered.

5. Intellectual property

All content on the Site — including the book, toolkit, quiz, frameworks, copy, images and design — is owned by Ayodeji Ajayi and protected by copyright. You may use free resources for personal, non-commercial use. You may not resell, republish, or redistribute any content without prior written permission.

6. Disclaimer

The content on this Site and in our resources is for educational and informational purposes only. It is not medical, psychological, legal, or financial advice. Results vary. You are responsible for your own decisions and outcomes.

7. Limitation of liability

To the maximum extent permitted by law, we are not liable for any indirect, incidental, special or consequential damages arising from your use of the Site or any resource provided through it.

8. Changes

We may update these Terms from time to time. Material changes will be reflected by an updated “Last updated” date above. Continued use of the Site after changes constitutes acceptance.

9. Governing law

These Terms are governed by the laws applicable to the author's place of residence, without regard to conflict of law principles.

Questions? Email info@transformwithayo.com.